House Affordability Calculator | Estimate Your Home Purchase Budget

House Affordability Calculator

Discover how much house you can afford based on your income or fixed monthly budget

Your Financial Details

Annual Household Income ($)

USD

Monthly Debt Payments ($)

USD

Down Payment ($)

USD

Interest Rate (%)

Loan Term (Years)

Based on your income, you can afford:

$420,000

This estimate includes mortgage payments, taxes, and insurance

Principal & Interest $2,100

Property Taxes $350

Home Insurance $120

PMI $0

Total Monthly Payment $2,570

Monthly Housing Budget ($)

USD

Down Payment ($)

USD

Interest Rate (%)

Loan Term (Years)

Annual Property Tax ($)

USD

Annual Home Insurance ($)

USD

Monthly HOA Fees ($)

USD

Based on your monthly budget, you can afford:

$385,000

This estimate includes all housing-related expenses

Principal & Interest $1,800

Property Taxes $333

Home Insurance $100

HOA Fees $100

PMI $67

Total Monthly Payment $2,400