Annuity Calculator | Calculate Your Retirement Income | Financial Planning Tool

Annuity Calculator

Estimate your retirement income with our advanced annuity calculator. Discover how much you could receive each month based on your investment, annuity type, and payment schedule.

Calculator Parameters

$
$10K $1M
%
1% 10%
5 yrs 40 yrs

Annuity Results

Monthly Payment
$1,520
Guaranteed Income
Annual Payment
$18,240
Per Year
Total Payments
$364,800
Over 20 Years
Total Interest
$114,800
+46% Return
Age Yearly Income Balance
55 $18,240 $250,000
60 $18,240 $210,350
65 $18,240 $165,200
70 $18,240 $114,300
75 $18,240 $57,100

About Annuities

An annuity is a financial product that provides a steady income stream, typically for retirement. You make a lump-sum payment or series of payments in exchange for regular disbursements beginning immediately or at some point in the future.

Why Use This Calculator

Our annuity calculator helps you plan for retirement by estimating your potential income. Understanding how different variables affect your payments allows you to make informed decisions about your financial future.

Secure Planning

All calculations are performed locally in your browser. We don’t store any personal or financial information. This tool is designed to help with financial planning but should not replace professional advice.

Important Disclaimer

This annuity calculator provides estimates based on the information you entered. Results are for illustrative purposes only and do not represent any specific investment product. Actual annuity payments may vary based on the specific product, insurance company, fees, and market conditions. This tool is not financial advice. Consult with a qualified financial advisor before making any investment decisions.