Student Loan Calculator Suite
Take control of your student loans with our comprehensive calculators. Estimate payments, compare repayment options, and project your future loan balance.
Simple Student Loan Calculator
Calculate your estimated monthly payments and total loan cost based on loan amount, interest rate, and repayment term.
Loan Summary
Monthly Payment
Total Payments
Total Interest
Payoff Date
Student Loan Repayment Calculator
Evaluate different repayment strategies to pay off your student loans faster and save on interest.
Repayment Comparison
Standard Payoff Time
Accelerated Payoff Time
Standard Total Interest
Accelerated Total Interest
You Could Save
in interest payments by making extra payments
Student Loan Projection Calculator
Estimate your future loan balance at graduation based on your current borrowing and expected additional loans.
Projection Results
Current Balance
Future Borrowing
Accrued Interest
Projected Balance
Note: This projection assumes interest accrues during your studies and capitalizes at graduation. Your actual balance may vary based on loan disbursement dates.
Understanding Your Student Loan Options
Why Use a Student Loan Calculator?
Student loan calculators help you understand your financial obligations and make informed decisions about borrowing and repayment.
Key Student Loan Terms
Principal Balance: The original amount you borrowed before interest accrues.
Interest Rate: The cost of borrowing money, expressed as a percentage of your loan balance.
Loan Term: The length of time you have to repay your loan.
Strategies for Paying Off Student Loans Faster
- Make extra payments: Even small amounts can save thousands in interest.
- Consider refinancing: Lower your interest rate with good credit.
- Explore forgiveness programs: Programs like PSLF may forgive balances.