Personal Budget Calculator
Plan your finances, track income and expenses, and achieve your financial goals
💼 Income Sources
🛒 Monthly Expenses
💡 Budget Insights
Budget Summary
Income vs Expenses
Expense Analysis
Category breakdown
Savings Goals
Track your progress
Financial Health
Score & tips
Recommended Next Steps
- Increase retirement contributions by $200/month
- Reduce dining out expenses by 15%
- Build emergency fund to cover 6 months of expenses
- Consider refinancing high-interest debt
📊 Budget Summary
Total Income
$5,800
Your monthly income before taxes
Total Expenses
$4,350
Your monthly spending
Net Income
$1,450
Amount remaining after expenses
Savings Rate
25%
Housing Cost
26%
Debt-to-Income
6%
Financial Health
82%
💰 Income vs Expenses
🛒 Expense Breakdown
🏠 Housing
$1,500
🚗 Transportation
$450
🍎 Food & Groceries
$600
🎬 Entertainment
$200
🏥 Health & Wellness
$300
💳 Debt Payments
$350
🏦 Savings & Investments
$700
➕ Other Expenses
$250