Step-Up SIP Calculator | Grow Your Investments with Increasing Contributions

Step-Up SIP Calculator

Plan your financial growth with increasing investments. Calculate how increasing your SIP contributions annually can significantly boost your wealth over time.

Investment Parameters

10,000
10%
12%
15 years

Total Invested

₹45,31,000
With annual increases

Estimated Returns

₹1,12,47,682
Wealth multiplier: 3.8x

Future Value

₹1,57,78,682
Today’s value: ₹68,10,000

Investment Growth

Step-Up SIP vs Regular SIP

See how increasing your investments annually compares to regular fixed SIP contributions

Step-Up SIP

₹1.57 Cr
With 10% annual increase
Higher Returns

Adapts to your growing income

Wealth Acceleration

Compounding works harder with increasing amounts

Inflation Hedge

Maintains purchasing power

Regular SIP

₹1.12 Cr
Fixed monthly contributions
Lower Returns

Doesn’t account for income growth

Reduced Purchasing Power

Fixed contributions lose value to inflation

Missed Opportunities

Fails to leverage career progression

Why Step-Up SIP is Essential for Wealth Creation

Adapts to Income Growth

As your career progresses and income increases, Step-Up SIP allows you to systematically increase your investments in line with your enhanced saving capacity.

Beats Inflation

By increasing your SIP amount annually, you’re effectively countering the eroding effects of inflation. This maintains the purchasing power of your investments.

Accelerated Wealth Creation

The combination of compounding returns and increasing contributions creates a powerful wealth acceleration effect that can significantly outperform regular SIP investments.