Retirement Calculator
Plan your financial future with our comprehensive retirement planning tools
Your Retirement Savings Goal
Based on your inputs, here’s what you need to save for retirement
Total Needed at Retirement
$1,250,000
Amount needed to fund your retirement
Monthly Savings Needed
$1,850
To reach your retirement goal
Years Until Retirement
25
Time left to reach your goal
Retirement Projection Chart
Your Retirement Savings Plan
Here’s how your savings will grow over time
Projected Savings at Retirement
$1,050,000
Based on your current plan
Years to Reach Goal
30
At your current savings rate
Total Contributions
$360,000
Amount you’ll contribute
Savings Projection Chart
Your Retirement Withdrawal Plan
Here’s how much you can withdraw during retirement
Annual Withdrawal
$42,000
Safe withdrawal amount
Monthly Withdrawal
$3,500
To make your savings last
Withdrawal Rate
5.25%
Of your retirement savings
Withdrawal Projection Chart
How Long Your Money Will Last
Based on your withdrawal rate and returns
Years Funds Will Last
28
At your current withdrawal rate
Annual Withdrawal Rate
5.33%
Of your retirement savings
Age When Funds Run Out
93
Based on retiring at 65
Duration Projection Chart
Retirement Planning Strategies
💡 Savings Strategies
- Start saving early to benefit from compound growth
- Maximize contributions to tax-advantaged accounts
- Take advantage of employer matching programs
- Diversify investments to manage risk
- Increase contributions with salary raises
📊 Withdrawal Strategies
- Follow the 4% rule as a starting point
- Adjust withdrawals based on market performance
- Consider annuities for guaranteed income
- Withdraw from taxable accounts first
- Plan for required minimum distributions
Important Note: This calculator provides estimates based on the information you provide. Actual results may vary due to market conditions, inflation, taxes, and other factors. This tool is for educational purposes only and should not be considered financial advice. Consult with a qualified financial advisor before making any financial decisions.